Last Updated: June 30, 2026
Welcome to Overnite Capital (“Overnite Capital,” “we,” “us,” or “our“). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website or use our services. By accessing or using our website and services, you agree to the terms of this Privacy Policy.
1. Information We Collect
Some pages on our website collect information directly from individuals who voluntarily submit it through contact forms, funding applications, or other service requests. Providing this information is voluntary; however, it may be necessary for us to provide certain services.
Information we may collect includes:
- Company name
- Contact name
- Company email address
- Company phone number
- Business address
- Employment and payroll information
- Funding requirements
- Financial and business information provided during the application process
- Any other information you choose to provide
We may also automatically collect certain technical information when you visit our website, including:
- IP address
- Browser type
- Device information
- Pages visited
- Cookies and similar tracking technologies
By providing your phone number, you consent to being contacted by Overnite Capital via phone call or SMS regarding your enquiry, application, or services. Standard message and data rates may apply.
2. SMS Communications
Consent
By providing your mobile phone number, you consent to receive SMS messages from Overnite Capital regarding your enquiry, funding application, account updates, and other business-related communications.
If you provide mobile numbers belonging to employees or authorised representatives, you confirm you have obtained all necessary permissions to do so.
Opting Out
You may opt out of SMS communications at any time by replying STOP to any text message.
You may opt out of marketing emails at any time by clicking the unsubscribe link included in our emails.
3. How We Use Your Information
We may use your information to:
- Respond to enquiries
- Assess funding applications
- Provide funding and financial services
- Communicate with you regarding your account or application
- Improve our website and services
- Comply with legal and regulatory obligations
- Detect and prevent fraud
- Send marketing communications where permitted by law (you may opt out at any time)
4. Information Sharing
We may share your information with:
- Our affiliated companies
- Trusted service providers who assist us in operating our business
- Professional advisers, auditors, insurers, and legal representatives
- Regulatory authorities and law enforcement where required by law
- Third-party providers involved in processing funding applications or delivering our services
We do not sell your personal information to third parties.
5. Your Choices
Subject to applicable law, you may have the right to:
- Access the personal information we hold about you
- Request corrections to inaccurate information
- Request deletion of your personal information where applicable
- Opt out of marketing communications
- Manage cookies through your browser settings
6. Data Security
We maintain reasonable administrative, technical, and physical safeguards designed to protect the personal information we collect against unauthorised access, disclosure, alteration, or destruction.
While we take appropriate security measures, no method of transmitting information over the internet or storing electronic information can be guaranteed to be completely secure.
7. Children’s Privacy
Our website and services are intended for businesses and individuals aged 18 years or older.
We do not knowingly collect personal information from children under the age of 13. If you believe a child has provided us with personal information, please contact us so we can promptly remove it.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our business practices or legal obligations. Any updates will be posted on this page with the revised “Last Updated” date.
9. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Overnite Capital
Pasadena, CA, USA
Email: info@overnitecapital.com